Articles About Finance And Refinancing
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Spring Break Collides with College Credit Card Debt Awareness Month
(PRWEB) March 8, 2006 -- In observance of “National College Credit Card Debt Awareness Month”, companies are working with colleges to solve credit card issues on campus.
A top issue is students dropping out of school because of credit card debt. According to John Simpson, administrator at Indiana University, "We lose more students to credit card debt than academic failure." In honor of the month, UCMS and Duck9.com will allocate $2,000,000 to students to lend to other students.
Larry Chiang of UCMS states, “There are two sides of an interest rate equation. Either you pay interest or get paid interest. We have launched a product that gives college students the opportunity to lend $100 at our expense.” She further expands, “The idea here is to whet their appetite to lend instead of borrow.”
Front line education at Spring Break. Instead of the debauchery that happens at Spring Break, there’s a bit of healthiness. Credit educational seminars right off the beach, waves, sand and surf.
The rates as read from the disclosure are for 9% or 13.5%. The 9% rate is for when the $100 is insured against lost. The higher 13.5% rate puts the free $100 at risk if there is borrower default. Qualification for the program is simply having a Duck9 Mastercard Debit which has no annual fee.
Given the limited $2,000,000 allotment, I am sure college students will be snapping up this offer before summer break. A search performed at the vertical search engine, CreditCard.org on the term “p2p lending” yielded Duck9.com.
About the companies mentioned:
United College Marketing Services www.ucms.com is located in Oak Brook Illinois and represents top credit card / charge card companies at credit educational seminars where students sign up.
www.Duck9.com is a company that promotes lending vs borrowing, charging interest instead of getting charged interest.
www.CreditCard.org is a website that helps consumers with customized searches related to credit card problems.
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