Articles About Finance And Refinancing

The Offset Mortgage Centre Tell Home Buyers How to Select the Best Deal

(PRWEB) October 20, 2007 -- When it comes to choosing an Offset Mortgage, home buyers need to look beyond the glossy advertisements with their enticingly low interest rates. Offset mortgages come in a variety of shapes and sizes, all tailored for specific borrowing requirements and the leading flexible and offset mortgage advice website, TheOffsetMortgageCentre.co.uk has launched a free online guide to help home buyers understand their base rates from their trackers.

The free online guide to selecting the best offset mortgage deal, along with others from the series, can be found here http://www.offsetmortgagecentre.co.uk/offset-mortgage.html

The guide starts by explaining the three main borrower types; first time buyers, home movers and remortgagers and what they may be looking for from an offset mortgage.

"There are many factors to consider such as how long the offset mortgage should last, whether it should be fixed or variable rate, flexibility and portability. Each feature benefits the home buyer in different ways depending on their circumstances", said Terry Ruddy - Marketing Director at the Offset Mortgage Centre.

The guide then goes through various scenarios and how each type of home buyer may benefit from the various features available. For instance, some will require a low initial interest rate if they are considering changing mortgage after the preferential period has expired, others may be looking for overall value in their mortgage, in which case a fixed rate or lifetime offset tracker may be suitable.

Finally, the guide explains the various, applicable fees that may apply throughout the course of an offset mortgage, enabling the home buyer to see through the hype and make the right decision for them.

About The Offset Mortgage Centre

The Offset Mortgage Centre is a non profit website designed to provide a comprehensive resource for visitors interested in gaining more flexibility, saving money or reducing the term of their home finance.

The goal of the website is to educate the mortgage layman in the concept, features, benefits and negative aspects of a Flexible or Offset Mortgage.

For more information on offset mortgage products, please visit http://www.offsetmortgagecentre.co.uk/offset-mortgage.html

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