Articles About Finance And Refinancing

Perisso Mortgage Expands to Nevada and Arizona

(PRWEB) August 14, 2007 -- Perisso Mortgage, Inc. (www.Perisso.com) is pleased to bring the same great customer service and rates to Arizona and Nevada that they have been offering to California for some time. Borrowers come in a variety of circumstances. Perisso Mortgage seeks to understand borrowers' unique needs and offer them just the loan they need.

Perisso Mortgage Inc. is the premiere lender and loan consulting firm dedicated to filling real estate capital equity needs competitively, efficiently and with integrity. Need a loan for residential, commercial or multi-family property?

Perisso Mortgage can offer borrowers with soft or hard equity a premium choice from a range of conventional loans to out of the box financing that no bank or institution can finance. In every sense Perisso Mortgage Inc. is a one stop shop! Looking for a bridge loan to cover a high vacancy apartment building or a bridge loan to get a property sold? Perisso has the solution. Specialization means the company can invest in cutting edge real estate loan technology and offer rapid approvals and expedited loan processing, especially through their online application system at www.Perisso.com.

Alex Haiek, owner of Perisso Mortgage (www.Perisso.com) , has a vast amount of knowledge and experience in the hard money lending business. With over 1,300 loans closed he has the winner?s game for getting your challenging loan through the system.

Mr. Haiek moved from Israel to Los Angeles in August 1967. He has been a successful entrepreneur since 1983, starting as owner of Press Age Printing from 1982 ? 1994. Since then, Haiek has prospered in the world of finance. He was involved in financing with two Fortune 100 companies (JP Morgan Chase & General Motors) for more than 7 years and was in the top 10% of originators while at Chase in 2004. Haiek has earned extensive knowledge of a variety of residential loans (fha, jumbo, option arms, sub-prime, fixed fnma product as well as seconds, especially helocs).

Closing ratio at Perisso is over 95% once we originate a loan. Experienced in multi-family (apartment) loans and understand capitalization rates and underwriting in the commercial financing arena.

?    With the sudden collapse of non-prime lenders and depreciating values in California and other western states we want to fill the gap for troubled borrowers facing NOD / foreclosure and bankruptcy.

?    Offer hard money to purchases that have build in soft equity thereby allowing you to leverage with minimal hard cash out of pocket for down payments.

?    Commercial emphasis would be apartment building, owner user, strip malls first and foremost and then general commercial retail, office and industrial.

?    Mortgage planning and creative financing strategies that take advantage of leverage on real estate financing transactions.

At Perisso Mortgage we recognize that the client is the most important asset we have and actively seek referrals and repeat business, therefore we don?t view deals based on loan size. We believe this encompasses past, current and future deals. The following is what we desire for our clients.

Hard money loans (www.Perisso.com) meet needs through a variety of loans and to a variety of customers, including:

?    No Bank Qualifying

?    No Asset Verification

?    No Income Verification

?    No FICO Scores Needed

?    No Employment Required

?    No Seasoning or Cash-Out limitations

?    Bankruptcy Buyouts

?    Foreclosure Bailouts

?    swing loans to secure an REO purchased or rehab property

?    Apartment, Commercial, Residential, and Specialty Financing

?    ARMs, HELOCs, Bridge Programs

?    Interest Only Programs

?    Cross-Collateral and Blanket Mortgage Options Available

Loan amounts: $200,000 to $5,000,000 (1st TD), and from $75,000 (2nds)

Not only does Perisso offer a wide range of loan options (www.Perisso.com) , but they back it with second-to-none customer service. At every step ? from application through approval ? representatives listen intently to borrowers' needs. They guide borrowers through the range of loan options and help borrowers choose the loan that fits best.

Perisso also specializes in the payment option ARM loan program. Under that innovative arrangement, they can provide financing with a low initial payment, followed by steadily increasing monthly payments for five years with no payments as an option. Payment options can be selected based on a monthly budget and according to projected cash flow and leverage. They also offer a Hybrid Option Arm that is fixed for five years with no yearly payment adjustments.

Apply online at www.perisso.com for a quick answer or for further details on loan options call our toll free number at (877) 345-6677. (Loans made in California, Nevada, Arizona only).

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